The debt level is astoundingly on an increase in the UK, and more and more people are getting bankrupt with every passing day. In fact, the biggest factor behind this considerable increase in bankruptcy cases is lack of awareness, as many customers do not know that they have several options to avoid bankruptcy and that’s why it is important to …

Usually in an economic downturn history has shown that franchising practically blooms like a cherry tree on steroids. But this latest downturn (2008/2009) has proven a fickle party where there are very few people invited. The panic of low consumer spending has been matched only by the panic of the banks to hold on to any liquidity like a jealous …

If there’s ever a time to stock up on inventory, it’s the holidays. Even during slow economic times, retail sales are higher during the holidays than during the rest of the year. Unfortunately, this year, business experts and small business owners alike fear that inventory purchases for the holidays may be difficult as several institutions are wary of offering inventory …

The subject of being able to finance the very first home that you are buying is something that has been an open debate for quite a while. When you are looking for Houses for sale, you need to know how you are going to pay for that house in the first place. You might be wise if you start by …

Search engines such as Google are failing on 2 fronts: 1. They are failing users because they struggle to deliver high quality search results for people looking to purchase goods and services. 2. They are failing businesses because the pay-per-click advertising model is outdated; as a consequence a large part of a company’s advertising budget is wasted. A new generation …

Hurricane Katrina has affected the insurance industry dramatically. At a recent conference, several industry leaders discussed trends in the market, recruitment of new agents, the devastating effects of Katrina, and the insurance industry’s duties to policyholders in the aftermath of the hurricane. The long and short term effects of Katrina was the focus of the panel, led by CEOs of …

One of the quickest ways to increase credibility in your industry or profession is by writing about it. Yes, writing. Writing is inordinately undervalued by professionals in virtually every industry and profession. People who rely exclusively on the truism, “a picture is worth a thousand words,” are missing out on vast amounts of business and credibility opportunities, because words are …

Responsible employers and managers must never overlook the need for an office or industrial first aid kit. The federal government mandates that every workplace be equipped with easily accessible first aid kits and that employees should be taught first aid. Proper preparation can prevent unnecessary injury, lose of productivity, or even law suits when a workplace emergency occurs. An employer …

In the future there will be human colonies all over this solar system, on moons of planets and on the planets themselves. There is no doubt there will also be human colonies orbiting planets or in geosync with planets, as well as long term missions in livable large space ships, and whereas, all this may sound like science fiction, it …

It’s important to be careful when dealing with a credit repair company because in the recent past there have been real scams by unethical credit repair companies who take advantage of people who have already been through hard times. These scams are truly unfortunate and when they are found out the government will step in to prosecute them and/or close …